Comprehensive Local Credit Card Guide

Credit Cards in 49807 (Bark River, MI)

Credit Card Debt in 49807

^ Average credit card debt in 49807 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 49807

^ Based on overall Michigan data, the credit card delinquency rate in Bark River is approximately 0.55%. ^[2]

Credit Scores in 49807

^ The average credit score in Bark River is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 49807

Credit Card Debt in 49807

49807 Credit Card Debt
- The estimated average credit card debt for 49807 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 49807

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49807 Credit Scores

Credit Scores in 49807
- Residents of 49807 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 49807 (Bark River, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 49807 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 49807 ^[4]
- 49807 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 49807 (Bark River, MI)

Recent credit card complaints originating from consumers in 49807, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 49807

Complaint Issue	Number of Complaints*
Improper use of your report	1
Problem with a purchase shown on your statement	1

* Total 2021 - 2024 (current)

Additional information about Michigan

About 49807

49807 is associated with the city of Bark River, which is located in Delta County in the state of Michigan. ^[6]

49807 Credit Cards

For more information about 49807 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49807

6. ^ United States Census Bureau