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Comprehensive Local Credit Card Guide

Credit Cards in 49355 (Ada, MI)

Credit Card Debt in 49355

^ Average credit card debt in 49355 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49355

^ Based on overall Michigan data, the credit card delinquency rate in Ada is approximately 0.55%. [2]

Credit Scores in 49355

^ The average credit score in Ada is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49355

Credit Card Debt in 49355


  • 49355 Credit Card Debt
    • The estimated average credit card debt for 49355 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49355


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49355 Credit Scores


  • Credit Scores in 49355
    • Residents of 49355 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49355 (Ada, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49355 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49355 [4]
    • 49355 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49355 (Ada, MI)

Recent credit card complaints originating from consumers in 49355, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49355

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49355

49355 is associated with the city of Ada, which is located in Kent County in the state of Michigan. [6]

MI Credit Cards

49355 Credit Cards

For more information about 49355 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49355

6. ^ United States Census Bureau