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Comprehensive Local Credit Card Guide

Credit Cards in 48721 (Black River, MI)

Credit Card Debt in 48721

^ Average credit card debt in 48721 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48721

^ Based on overall Michigan data, the credit card delinquency rate in Black River is approximately 0.55%. [2]

Credit Scores in 48721

^ The average credit score in Black River is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48721

Credit Card Debt in 48721


  • 48721 Credit Card Debt
    • The estimated average credit card debt for 48721 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48721


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48721 Credit Scores


  • Credit Scores in 48721
    • Residents of 48721 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48721 (Black River, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48721 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48721 [4]
    • 48721 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 48721 (Black River, MI)

Recent credit card complaints originating from consumers in 48721, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 48721

Complaint Issue Number of Complaints*
Fees or interest 1
Fraud or scam 1
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 48721

48721 is associated with the city of Black River, which is located in Alcona County in the state of Michigan. [6]

MI Credit Cards

48721 Credit Cards

For more information about 48721 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48721

6. ^ United States Census Bureau