Comprehensive Local Credit Card Guide

Credit Cards in 48198 (Ypsilanti, MI)

Credit Card Debt in 48198

^ Average credit card debt in 48198 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48198

^ Based on overall Michigan data, the credit card delinquency rate in Ypsilanti is approximately 0.55%. ^[2]

Credit Scores in 48198

^ The average credit score in Ypsilanti is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48198

Credit Card Debt in 48198

48198 Credit Card Debt
- The estimated average credit card debt for 48198 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48198

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48198 Credit Scores

Credit Scores in 48198
- Residents of 48198 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48198 (Ypsilanti, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48198 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48198 ^[4]
- 48198 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48198 (Ypsilanti, MI)

Recent credit card complaints originating from consumers in 48198, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48198

Complaint Issue	Number of Complaints*
Incorrect information on your report	245
Improper use of your report	129
Problem with a credit reporting company's investigation	50
Problem with a company's investigation into an existing problem	43
Attempts to collect debt not owed	23
Other	107

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48198

48198 is associated with the city of Ypsilanti, which is located in Washtenaw County in the state of Michigan. ^[6]

48198 Credit Cards

For more information about 48198 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48198

6. ^ United States Census Bureau