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Comprehensive Local Credit Card Guide

Credit Cards in 71323 (Center Point, LA)

Credit Card Debt in 71323

^ Average credit card debt in 71323 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71323

^ Based on overall Louisiana data, the credit card delinquency rate in Center Point is approximately 0.76%. [2]

Credit Scores in 71323

^ The average credit score in Center Point is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71323

Credit Card Debt in 71323


  • 71323 Credit Card Debt
    • The estimated average credit card debt for 71323 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71323


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71323 Credit Scores


  • Credit Scores in 71323
    • Residents of 71323 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71323 (Center Point, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71323 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71323 [4]
    • 71323 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71323 (Center Point, LA)

Recent credit card complaints originating from consumers in 71323, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71323

Complaint Issue Number of Complaints*
Improper use of your report 6
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71323

71323 is associated with the city of Center Point, which is located in Avoyelles County in the state of Louisiana. [6]

LA Credit Cards

71323 Credit Cards

For more information about 71323 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71323

6. ^ United States Census Bureau