Credit Card & Personal Finance Statistics in 71245
Credit Card Debt in 71245
- 71245 Credit Card Debt
-
- The estimated average credit card debt for 71245 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 71245
71245 Credit Scores
- Credit Scores in 71245
-
- Residents of 71245 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 71245 (Grambling, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 71245 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 71245 [4]
-
- 71245 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 71245 (Grambling, LA)
Recent credit card complaints originating from consumers in 71245, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 71245
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
21 |
| Incorrect information on your report |
12 |
| Problem with a credit reporting company's investigation |
12 |
| False statements or representation |
3 |
| Getting a credit card |
1 |
| Other |
2 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 71245
71245 is associated with the city of Grambling, which is located in Lincoln County in the state of Louisiana. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
