Comprehensive Local Credit Card Guide

Credit Cards in 71223 (Bonita, LA)

Credit Card Debt in 71223

^ Average credit card debt in 71223 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71223

^ Based on overall Louisiana data, the credit card delinquency rate in Bonita is approximately 0.76%. ^[2]

Credit Scores in 71223

^ The average credit score in Bonita is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71223

Credit Card Debt in 71223

71223 Credit Card Debt
- The estimated average credit card debt for 71223 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71223

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71223 Credit Scores

Credit Scores in 71223
- Residents of 71223 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71223 (Bonita, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71223 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71223 ^[4]
- 71223 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71223 (Bonita, LA)

Recent credit card complaints originating from consumers in 71223, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71223

Complaint Issue	Number of Complaints*
Incorrect information on your report	3
Problem with a credit reporting company's investigation	3
Managing an account	2

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71223

71223 is associated with the city of Bonita, which is located in Morehouse County in the state of Louisiana. ^[6]

71223 Credit Cards

For more information about 71223 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau