Comprehensive Local Credit Card Guide

Credit Cards in 70507 (Lafayette, LA)

Credit Card Debt in 70507

^ Average credit card debt in 70507 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 70507

^ Based on overall Louisiana data, the credit card delinquency rate in Lafayette is approximately 0.76%. ^[2]

Credit Scores in 70507

^ The average credit score in Lafayette is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 70507

Credit Card Debt in 70507

70507 Credit Card Debt
- The estimated average credit card debt for 70507 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 70507

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70507 Credit Scores

Credit Scores in 70507
- Residents of 70507 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 70507 (Lafayette, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 70507 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 70507 ^[4]
- 70507 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 70507 (Lafayette, LA)

Recent credit card complaints originating from consumers in 70507, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 70507

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	394
Improper use of your report	177
Problem with a company's investigation into an existing problem	172
Incorrect information on your report	135
Attempts to collect debt not owed	23
Other	22

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 70507

70507 is associated with the city of Lafayette, which is located in Lafayette County in the state of Louisiana. ^[6]

70507 Credit Cards

For more information about 70507 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70507

6. ^ United States Census Bureau