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Comprehensive Local Credit Card Guide

Smithland Credit Cards

Credit Card Debt in Smithland

^ Average credit card debt in Smithland is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Smithland

^ Based on overall KY data, the credit card delinquency rate in Smithland is approximately 0.7%. [2]

Credit Scores in Smithland

^ The average credit score in Smithland is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Smithland, KY Credit Card & Personal Finance Statistics

Smithland Credit Card Debt


  • Credit Card Debt in Smithland
    • The estimated average credit card debt for Smithland residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Smithland Credit Card Calculator


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Smithland Credit Scores


  • Credit Scores in Smithland
    • Residents of Smithland, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Smithland, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Smithland cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Smithland [4]
    • Smithland (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Smithland

Smithland is a city located in Livingston County in the state of Kentucky, and has a population of approximately 301. [6]

KY Credit Cards

Smithland Credit Cards

For more information about Smithland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau