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Comprehensive Local Credit Card Guide

Shelbyville Credit Cards

Credit Card Debt in Shelbyville

^ Average credit card debt in Shelbyville is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Shelbyville

^ Based on overall KY data, the credit card delinquency rate in Shelbyville is approximately 0.7%. [2]

Credit Scores in Shelbyville

^ The average credit score in Shelbyville is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Shelbyville, KY Credit Card & Personal Finance Statistics

Shelbyville Credit Card Debt


  • Credit Card Debt in Shelbyville
    • The estimated average credit card debt for Shelbyville residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Shelbyville Credit Card Calculator


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Shelbyville Credit Scores


  • Credit Scores in Shelbyville
    • Residents of Shelbyville, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Shelbyville, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Shelbyville cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Shelbyville [4]
    • Shelbyville (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Shelbyville

Shelbyville is a city located in Shelby County in the state of Kentucky, and has a population of approximately 14,045. [6]

KY Credit Cards

Shelbyville Credit Cards

For more information about Shelbyville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau