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Comprehensive Local Credit Card Guide

Shelbyville Credit Cards

Credit Card Debt in Shelbyville

^ Average credit card debt in Shelbyville is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Shelbyville

^ Based on overall KY data, the credit card delinquency rate in Shelbyville is approximately 0.7%. [2]

Credit Scores in Shelbyville

^ The average credit score in Shelbyville is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Shelbyville, KY Credit Card & Personal Finance Statistics

Shelbyville Credit Card Debt


  • Credit Card Debt in Shelbyville
    • The estimated average credit card debt for Shelbyville residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Shelbyville Credit Card Calculator


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Shelbyville Credit Scores


  • Credit Scores in Shelbyville
    • Residents of Shelbyville, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Shelbyville, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Shelbyville cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Shelbyville [4]
    • Shelbyville (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Shelbyville

Shelbyville is a city located in Shelby County in the state of Kentucky, and has a population of approximately 14,045. [6]

KY Credit Cards

Shelbyville Credit Cards

For more information about Shelbyville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau