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Comprehensive Local Credit Card Guide

Richmond Credit Cards

Credit Card Debt in Richmond

^ Average credit card debt in Richmond is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Richmond

^ Based on overall KY data, the credit card delinquency rate in Richmond is approximately 0.7%. [2]

Credit Scores in Richmond

^ The average credit score in Richmond is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Richmond, KY Credit Card & Personal Finance Statistics

Richmond Credit Card Debt


  • Credit Card Debt in Richmond
    • The estimated average credit card debt for Richmond residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Richmond Credit Card Calculator


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Richmond Credit Scores


  • Credit Scores in Richmond
    • Residents of Richmond, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Richmond, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Richmond cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Richmond [4]
    • Richmond (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Richmond

Richmond is a city located in Madison County in the state of Kentucky, and has a population of approximately 31,364. [6]

KY Credit Cards

Richmond Credit Cards

For more information about Richmond credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau