Richmond, KY Credit Card & Personal Finance Statistics
Richmond Credit Card Debt
- Credit Card Debt in Richmond
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- The estimated average credit card debt for Richmond residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Richmond Credit Card Calculator
Richmond Credit Scores
- Credit Scores in Richmond
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- Residents of Richmond, KY have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More Richmond, KY Credit Stats
- Credit card delinquency rates in Kentucky [2]
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- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Richmond cardholders that are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in Richmond [4]
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- Richmond (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Additional information about Kentucky
About Richmond
Richmond is a city located in Madison County in the state of Kentucky, and has a population of approximately 31,364. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Kentucky State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
