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Comprehensive Local Credit Card Guide

Owensboro Credit Cards

Credit Card Debt in Owensboro

^ Average credit card debt in Owensboro is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Owensboro

^ Based on overall KY data, the credit card delinquency rate in Owensboro is approximately 0.7%. [2]

Credit Scores in Owensboro

^ The average credit score in Owensboro is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Owensboro, KY Credit Card & Personal Finance Statistics

Owensboro Credit Card Debt


  • Credit Card Debt in Owensboro
    • The estimated average credit card debt for Owensboro residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Owensboro Credit Card Calculator


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Owensboro Credit Scores


  • Credit Scores in Owensboro
    • Residents of Owensboro, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Owensboro, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Owensboro cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Owensboro [4]
    • Owensboro (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Owensboro

Owensboro is a city located in Daviess County in the state of Kentucky, and has a population of approximately 57,265. [6]

KY Credit Cards

Owensboro Credit Cards

For more information about Owensboro credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau