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Comprehensive Local Credit Card Guide

Germantown Credit Cards

Credit Card Debt in Germantown

^ Average credit card debt in Germantown is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Germantown

^ Based on overall KY data, the credit card delinquency rate in Germantown is approximately 0.7%. [2]

Credit Scores in Germantown

^ The average credit score in Germantown is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Germantown, KY Credit Card & Personal Finance Statistics

Germantown Credit Card Debt


  • Credit Card Debt in Germantown
    • The estimated average credit card debt for Germantown residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Germantown Credit Card Calculator


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Germantown Credit Scores


  • Credit Scores in Germantown
    • Residents of Germantown, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Germantown, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Germantown cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Germantown [4]
    • Germantown (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Germantown

Germantown is a city located in Bracken County in the state of Kentucky, and has a population of approximately 154. [6]

KY Credit Cards

Germantown Credit Cards

For more information about Germantown credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau