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Comprehensive Local Credit Card Guide

Columbia Credit Cards

Credit Card Debt in Columbia

^ Average credit card debt in Columbia is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in Columbia

^ Based on overall KY data, the credit card delinquency rate in Columbia is approximately 0.7%. [2]

Credit Scores in Columbia

^ The average credit score in Columbia is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Columbia, KY Credit Card & Personal Finance Statistics

Columbia Credit Card Debt


  • Credit Card Debt in Columbia
    • The estimated average credit card debt for Columbia residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Columbia Credit Card Calculator


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Columbia Credit Scores


  • Credit Scores in Columbia
    • Residents of Columbia, KY have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More Columbia, KY Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Columbia cardholders that are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Columbia [4]
    • Columbia (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About Columbia

Columbia is a city located in Adair County in the state of Kentucky, and has a population of approximately 4,452. [6]

KY Credit Cards

Columbia Credit Cards

For more information about Columbia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in KY

ZIP Codes in Kentucky


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau