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Comprehensive Local Credit Card Guide

Hays Credit Cards

Credit Card Debt in Hays

^ Average credit card debt in Hays is approximately $4,830, based on overall Kansas data. [1]

Credit Card Delinquency in Hays

^ Based on overall KS data, the credit card delinquency rate in Hays is approximately 0.46%. [2]

Credit Scores in Hays

^ The average credit score in Hays is approximately 708, based on collective Kansas data. [3]

KS Credit Cards

Hays, KS Credit Card & Personal Finance Statistics

Hays Credit Card Debt


  • Credit Card Debt in Hays
    • The estimated average credit card debt for Hays residents is $4,830. [1]
    • Average credit card debt amount in Kansas (all cities) is 3% less than the national average of $4,965.
    • Collectively, Kansas cities rank 26th in the U.S. in average credit card debt. [1]

Hays Credit Card Calculator


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Hays Credit Scores


  • Credit Scores in Hays
    • Residents of Hays, KS have an estimated average credit score of 708. [3]
    • The average credit score in Kansas (all cities) is 1.72% greater than the national average score of 696.
    • Kansas collectively ranks 20th in the U.S. in average credit score of residents. [3]

More Hays, KS Credit Stats

  • Credit card delinquency rates in Kansas [2]
    • Kansas residents (all cities) rank 36th in the U.S. with a rate that is 19% less than the national average of 0.57%.
  • Hays cardholders that are more than 90 days late on payments
    • Kansas Rate: 0.46%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Hays [4]
    • Hays (Kansas) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Kansas

About Hays

Hays is a city located in Ellis County in the state of Kansas, and has a population of approximately 20,510. [6]

KS Credit Cards

Hays Credit Cards

For more information about Hays credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in KS

ZIP Codes in Kansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau