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Comprehensive Local Credit Card Guide

Effingham Credit Cards

Credit Card Debt in Effingham

^ Average credit card debt in Effingham is approximately $4,830, based on overall Kansas data. [1]

Credit Card Delinquency in Effingham

^ Based on overall KS data, the credit card delinquency rate in Effingham is approximately 0.46%. [2]

Credit Scores in Effingham

^ The average credit score in Effingham is approximately 708, based on collective Kansas data. [3]

KS Credit Cards

Effingham, KS Credit Card & Personal Finance Statistics

Effingham Credit Card Debt


  • Credit Card Debt in Effingham
    • The estimated average credit card debt for Effingham residents is $4,830. [1]
    • Average credit card debt amount in Kansas (all cities) is 3% less than the national average of $4,965.
    • Collectively, Kansas cities rank 26th in the U.S. in average credit card debt. [1]

Effingham Credit Card Calculator


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Effingham Credit Scores


  • Credit Scores in Effingham
    • Residents of Effingham, KS have an estimated average credit score of 708. [3]
    • The average credit score in Kansas (all cities) is 1.72% greater than the national average score of 696.
    • Kansas collectively ranks 20th in the U.S. in average credit score of residents. [3]

More Effingham, KS Credit Stats

  • Credit card delinquency rates in Kansas [2]
    • Kansas residents (all cities) rank 36th in the U.S. with a rate that is 19% less than the national average of 0.57%.
  • Effingham cardholders that are more than 90 days late on payments
    • Kansas Rate: 0.46%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Effingham [4]
    • Effingham (Kansas) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Kansas

About Effingham

Effingham is a city located in Atchison County in the state of Kansas, and has a population of approximately 546. [6]

KS Credit Cards

Effingham Credit Cards

For more information about Effingham credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in KS

ZIP Codes in Kansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kansas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau