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Comprehensive Local Credit Card Guide

Red Oak Credit Cards

Credit Card Debt in Red Oak

^ Average credit card debt in Red Oak is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Red Oak

^ Based on overall IA data, the credit card delinquency rate in Red Oak is approximately 0.41%. [2]

Credit Scores in Red Oak

^ The average credit score in Red Oak is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Red Oak, IA Credit Card & Personal Finance Statistics

Red Oak Credit Card Debt


  • Credit Card Debt in Red Oak
    • The estimated average credit card debt for Red Oak residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Red Oak Credit Card Calculator


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Red Oak Credit Scores


  • Credit Scores in Red Oak
    • Residents of Red Oak, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Red Oak, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Red Oak cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Red Oak [4]
    • Red Oak (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Red Oak

Red Oak is a city located in Montgomery County in the state of Iowa, and has a population of approximately 5,742. [6]

IA Credit Cards

Red Oak Credit Cards

For more information about Red Oak credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau