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Comprehensive Local Credit Card Guide

Lake City Credit Cards

Credit Card Debt in Lake City

^ Average credit card debt in Lake City is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Lake City

^ Based on overall IA data, the credit card delinquency rate in Lake City is approximately 0.41%. [2]

Credit Scores in Lake City

^ The average credit score in Lake City is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Lake City, IA Credit Card & Personal Finance Statistics

Lake City Credit Card Debt


  • Credit Card Debt in Lake City
    • The estimated average credit card debt for Lake City residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Lake City Credit Card Calculator


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Lake City Credit Scores


  • Credit Scores in Lake City
    • Residents of Lake City, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Lake City, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Lake City cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lake City [4]
    • Lake City (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Lake City

Lake City is a city located in Calhoun County in the state of Iowa, and has a population of approximately 1,727. [6]

IA Credit Cards

Lake City Credit Cards

For more information about Lake City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau