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Comprehensive Local Credit Card Guide

Hardy Credit Cards

Credit Card Debt in Hardy

^ Average credit card debt in Hardy is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Hardy

^ Based on overall IA data, the credit card delinquency rate in Hardy is approximately 0.41%. [2]

Credit Scores in Hardy

^ The average credit score in Hardy is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Hardy, IA Credit Card & Personal Finance Statistics

Hardy Credit Card Debt


  • Credit Card Debt in Hardy
    • The estimated average credit card debt for Hardy residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Hardy Credit Card Calculator


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Hardy Credit Scores


  • Credit Scores in Hardy
    • Residents of Hardy, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Hardy, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Hardy cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Hardy [4]
    • Hardy (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Hardy

Hardy is a city located in Humboldt County in the state of Iowa, and has a population of approximately 47. [6]

IA Credit Cards

Hardy Credit Cards

For more information about Hardy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau