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Comprehensive Local Credit Card Guide

Charlotte Credit Cards

Credit Card Debt in Charlotte

^ Average credit card debt in Charlotte is approximately $3,885, based on overall Iowa data. [1]

Credit Card Delinquency in Charlotte

^ Based on overall IA data, the credit card delinquency rate in Charlotte is approximately 0.41%. [2]

Credit Scores in Charlotte

^ The average credit score in Charlotte is approximately 714, based on collective Iowa data. [3]

IA Credit Cards

Charlotte, IA Credit Card & Personal Finance Statistics

Charlotte Credit Card Debt


  • Credit Card Debt in Charlotte
    • The estimated average credit card debt for Charlotte residents is $3,885. [1]
    • Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
    • Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. [1]

Charlotte Credit Card Calculator


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Charlotte Credit Scores


  • Credit Scores in Charlotte
    • Residents of Charlotte, IA have an estimated average credit score of 714. [3]
    • The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
    • Iowa collectively ranks 10th in the U.S. in average credit score of residents. [3]

More Charlotte, IA Credit Stats

  • Credit card delinquency rates in Iowa [2]
    • Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Charlotte cardholders that are more than 90 days late on payments
    • Iowa Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Charlotte [4]
    • Charlotte (Iowa) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about Iowa

About Charlotte

Charlotte is a city located in Clinton County in the state of Iowa, and has a population of approximately 394. [6]

IA Credit Cards

Charlotte Credit Cards

For more information about Charlotte credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in IA

ZIP Codes in Iowa


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau