Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 46528 (Goshen, IN)

Credit Card Debt in 46528

^ Average credit card debt in 46528 is approximately $4,577, based on overall Indiana data. [1]

Credit Card Delinquency in 46528

^ Based on overall Indiana data, the credit card delinquency rate in Goshen is approximately 0.66%. [2]

Credit Scores in 46528

^ The average credit score in Goshen is approximately 697, based on collective Indiana data. [3]

IN Credit Cards

Credit Card & Personal Finance Statistics in 46528

Credit Card Debt in 46528


  • 46528 Credit Card Debt
    • The estimated average credit card debt for 46528 residents is $4,577. [1]
    • Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 46528


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


46528 Credit Scores


  • Credit Scores in 46528
    • Residents of 46528 (IN) have an estimated average credit score of 697. [3]
    • The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
    • Indiana collectively ranks 30th in the U.S. in average credit score of residents. [3]

More 46528 (Goshen, IN) Credit Stats

  • Credit card delinquency rates in Indiana [2]
    • Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 46528 who are more than 90 days late on payments
    • Indiana Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 46528 [4]
    • 46528 (Indiana) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 46528 (Goshen, IN)

Recent credit card complaints originating from consumers in 46528, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 46528

Complaint Issue Number of Complaints*
Incorrect information on your report 13
Improper use of your report 10
Attempts to collect debt not owed 6
Closing an account 2
Dealing with your lender or servicer 1
Other 8
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Indiana

About 46528

46528 is associated with the city of Goshen, which is located in Elkhart County in the state of Indiana. [6]

IN Credit Cards

46528 Credit Cards

For more information about 46528 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Indiana


Go

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46528

6. ^ United States Census Bureau