Comprehensive Local Credit Card Guide

Credit Cards in 46402 (Gary, IN)

Credit Card Debt in 46402

^ Average credit card debt in 46402 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46402

^ Based on overall Indiana data, the credit card delinquency rate in Gary is approximately 0.66%. ^[2]

Credit Scores in 46402

^ The average credit score in Gary is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46402

Credit Card Debt in 46402

46402 Credit Card Debt
- The estimated average credit card debt for 46402 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46402

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46402 Credit Scores

Credit Scores in 46402
- Residents of 46402 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46402 (Gary, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46402 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46402 ^[4]
- 46402 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46402 (Gary, IN)

Recent credit card complaints originating from consumers in 46402, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46402

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	76
Incorrect information on your report	58
Improper use of your report	42
Problem with a credit reporting company's investigation	7
Attempts to collect debt not owed	5
Other	6

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46402

46402 is associated with the city of Gary, which is located in Lake County in the state of Indiana. ^[6]

46402 Credit Cards

For more information about 46402 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46402

6. ^ United States Census Bureau