Comprehensive Local Credit Card Guide

Credit Cards in 46239 (Indianapolis, IN)

Credit Card Debt in 46239

^ Average credit card debt in 46239 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46239

^ Based on overall Indiana data, the credit card delinquency rate in Indianapolis is approximately 0.66%. ^[2]

Credit Scores in 46239

^ The average credit score in Indianapolis is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46239

Credit Card Debt in 46239

46239 Credit Card Debt
- The estimated average credit card debt for 46239 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46239

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46239 Credit Scores

Credit Scores in 46239
- Residents of 46239 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46239 (Indianapolis, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46239 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46239 ^[4]
- 46239 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46239 (Indianapolis, IN)

Recent credit card complaints originating from consumers in 46239, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46239

Complaint Issue	Number of Complaints*
Incorrect information on your report	263
Improper use of your report	175
Problem with a company's investigation into an existing problem	144
Problem with a credit reporting company's investigation	109
Attempts to collect debt not owed	23
Other	60

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46239

46239 is associated with the city of Indianapolis, which is located in Marion County in the state of Indiana. ^[6]

46239 Credit Cards

For more information about 46239 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46239

6. ^ United States Census Bureau