Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Vandalia Credit Cards

Credit Card Debt in Vandalia

^ Average credit card debt in Vandalia is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Vandalia

^ Based on overall IL data, the credit card delinquency rate in Vandalia is approximately 0.54%. [2]

Credit Scores in Vandalia

^ The average credit score in Vandalia is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Vandalia, IL Credit Card & Personal Finance Statistics

Vandalia Credit Card Debt


  • Credit Card Debt in Vandalia
    • The estimated average credit card debt for Vandalia residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Vandalia Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Vandalia Credit Scores


  • Credit Scores in Vandalia
    • Residents of Vandalia, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Vandalia, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Vandalia cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Vandalia [4]
    • Vandalia (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Illinois

About Vandalia

Vandalia is a city located in Fayette County in the state of Illinois, and has a population of approximately 7,042. [6]

IL Credit Cards

Vandalia Credit Cards

For more information about Vandalia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in IL

ZIP Codes in Illinois


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau