Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Sparta Credit Cards

Credit Card Debt in Sparta

^ Average credit card debt in Sparta is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Sparta

^ Based on overall IL data, the credit card delinquency rate in Sparta is approximately 0.54%. [2]

Credit Scores in Sparta

^ The average credit score in Sparta is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Sparta, IL Credit Card & Personal Finance Statistics

Sparta Credit Card Debt


  • Credit Card Debt in Sparta
    • The estimated average credit card debt for Sparta residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Sparta Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Sparta Credit Scores


  • Credit Scores in Sparta
    • Residents of Sparta, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Sparta, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Sparta cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Sparta [4]
    • Sparta (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Illinois

About Sparta

Sparta is a city located in Randolph County in the state of Illinois, and has a population of approximately 4,302. [6]

IL Credit Cards

Sparta Credit Cards

For more information about Sparta credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IL

ZIP Codes in Illinois


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau