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Comprehensive Local Credit Card Guide

Ruma Credit Cards

Credit Card Debt in Ruma

^ Average credit card debt in Ruma is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Ruma

^ Based on overall IL data, the credit card delinquency rate in Ruma is approximately 0.54%. [2]

Credit Scores in Ruma

^ The average credit score in Ruma is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Ruma, IL Credit Card & Personal Finance Statistics

Ruma Credit Card Debt


  • Credit Card Debt in Ruma
    • The estimated average credit card debt for Ruma residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Ruma Credit Card Calculator


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Ruma Credit Scores


  • Credit Scores in Ruma
    • Residents of Ruma, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Ruma, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Ruma cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ruma [4]
    • Ruma (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Ruma

Ruma is a village located in Randolph County in the state of Illinois, and has a population of approximately 317. [6]

IL Credit Cards

Ruma Credit Cards

For more information about Ruma credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau