Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Gardner Credit Cards

Credit Card Debt in Gardner

^ Average credit card debt in Gardner is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Gardner

^ Based on overall IL data, the credit card delinquency rate in Gardner is approximately 0.54%. [2]

Credit Scores in Gardner

^ The average credit score in Gardner is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Gardner, IL Credit Card & Personal Finance Statistics

Gardner Credit Card Debt


  • Credit Card Debt in Gardner
    • The estimated average credit card debt for Gardner residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Gardner Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Gardner Credit Scores


  • Credit Scores in Gardner
    • Residents of Gardner, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Gardner, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Gardner cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gardner [4]
    • Gardner (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Illinois

About Gardner

Gardner is a village located in Grundy County in the state of Illinois, and has a population of approximately 1,463. [6]

IL Credit Cards

Gardner Credit Cards

For more information about Gardner credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in IL

ZIP Codes in Illinois


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau