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Comprehensive Local Credit Card Guide

Champaign Credit Cards

Credit Card Debt in Champaign

^ Average credit card debt in Champaign is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Champaign

^ Based on overall IL data, the credit card delinquency rate in Champaign is approximately 0.54%. [2]

Credit Scores in Champaign

^ The average credit score in Champaign is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Champaign, IL Credit Card & Personal Finance Statistics

Champaign Credit Card Debt


  • Credit Card Debt in Champaign
    • The estimated average credit card debt for Champaign residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Champaign Credit Card Calculator


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Champaign Credit Scores


  • Credit Scores in Champaign
    • Residents of Champaign, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Champaign, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Champaign cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Champaign [4]
    • Champaign (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Champaign

Champaign is a city located in Champaign County in the state of Illinois, and has a population of approximately 81,055. [6]

IL Credit Cards

Champaign Credit Cards

For more information about Champaign credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau