Illinois Credit Cards

Illinois Credit Card Debt

• Credit Card Debt: IL vs. U.S.
• • Illinois residents have average credit card debt of $5,166. ^[1]
  • The average credit card debt amount in Illinois is 4% greater than the national average of $4,965.
  • IL ranks 15th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in IL

• Cardholders that are more than 90 days late on credit card payments in Illinois ^[2]
• • Illinois ranks 29th in the nation with a credit card delinquency rate that is 5% less than the national average of 0.57%.
  • Illinois Rate: 0.54%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Illinois ^[4]
• • Illinois: 5 years
  • U.S. Average: 5.4 years

Illinois Credit Scores

• Credit Scores: IL vs. U.S.
• • Illinois residents have an average credit score of 703. ^[3]
  • The average credit score for Illinois residents is 1% greater than the national average score of 696.
  • IL ranks 26th in the nation in average credit score. ^[3]

About Illinois

The state of Illinois has a population of approximately 12,830,632, ranking 7th in the nation. ^[5]

More about Illinois Credit Cards

For more information about Illinois credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.