Credit Card & Personal Finance Statistics in 31016
Credit Card Debt in 31016
- 31016 Credit Card Debt
-
- The estimated average credit card debt for 31016 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 31016
31016 Credit Scores
- Credit Scores in 31016
-
- Residents of 31016 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 31016 (Culloden, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 31016 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 31016 [4]
-
- 31016 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 31016 (Culloden, GA)
Recent credit card complaints originating from consumers in 31016, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 31016
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
12 |
| Problem with a company's investigation into an existing problem |
6 |
| Attempts to collect debt not owed |
1 |
| Incorrect information on your report |
1 |
| Problem with a credit reporting company's investigation |
1 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 31016
31016 is associated with the city of Culloden, which is located in Monroe County in the state of Georgia. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Georgia State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
