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Comprehensive Local Credit Card Guide

Georgia Credit Cards

Credit Card Debt in GA

^ Georgia residents have average credit card debt of $5,343, which ranks 9th in the nation. [1]

Credit Card Info in GA by City

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Credit Card Delinquency in GA

^ The credit card delinquency rate for Georgia residents is 0.7%, which ranks 6th in the U.S. [2]

GA Credit Cards

Georgia Credit Card & Personal Finance Statistics

Georgia Credit Card Debt


  • Credit Card Debt: GA vs. U.S.
    • Georgia residents have average credit card debt of $5,343. [1]
    • The average credit card debt amount in Georgia is 8% greater than the national average of $4,965.
    • GA ranks 9th in the nation in average credit card debt. [1]

Credit Card Delinquency in GA


  • Cardholders that are more than 90 days late on credit card payments in Georgia [2]
    • Georgia ranks 6th in the nation with a credit card delinquency rate that is 23% greater than the national average of 0.57%.
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Georgia [4]
    • Georgia: 6 years
    • U.S. Average: 5.4 years

Georgia Credit Scores


  • Credit Scores: GA vs. U.S.
    • Georgia residents have an average credit score of 667. [3]
    • The average credit score for Georgia residents is 4% less than the national average score of 696.
    • GA ranks 50th in the nation in average credit score. [3]

Georgia Demographics

Income Breakdown in Georgia

The state of Georgia has a median household income is $55,142. Approximately 18 percent of households in GA have incomes below the poverty level. [5]



Household Income: Georgia vs. U.S.

The median household income in the state of Georgia is approximately 5 percent less than the median income for the United States in its entirety.

For the nation as a whole, the median household income is $58,283, versus the Georgia median household income of $55,142. [5]


Age Breakdown in Georgia

In Georgia, just under 72 percent of state residents meet the minimum age requirement to own a credit card in their own name without a co-signer. [5] [6]



Additional information about Georgia

About Georgia

The state of Georgia has a population of approximately 9,687,653, ranking 9th in the nation. [5]

GA Credit Cards

More about Georgia Credit Cards

For more information about Georgia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Georgia Cities

Georgia ZIP Codes


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve