Comprehensive Local Credit Card Guide

Credit Cards in 30628 (Colbert, GA)

Credit Card Debt in 30628

^ Average credit card debt in 30628 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30628

^ Based on overall Georgia data, the credit card delinquency rate in Colbert is approximately 0.7%. ^[2]

Credit Scores in 30628

^ The average credit score in Colbert is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30628

Credit Card Debt in 30628

30628 Credit Card Debt
- The estimated average credit card debt for 30628 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30628

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30628 Credit Scores

Credit Scores in 30628
- Residents of 30628 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30628 (Colbert, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30628 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30628 ^[4]
- 30628 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30628 (Colbert, GA)

Recent credit card complaints originating from consumers in 30628, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30628

Complaint Issue	Number of Complaints*
Incorrect information on your report	34
Improper use of your report	26
Problem with a credit reporting company's investigation	7
Attempts to collect debt not owed	2
Problem with a company's investigation into an existing problem	2
Other	13

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30628

30628 is associated with the city of Colbert, which is located in Madison County in the state of Georgia. ^[6]

30628 Credit Cards

For more information about 30628 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30628

6. ^ United States Census Bureau