Credit Card & Personal Finance Statistics in 30540
Credit Card Debt in 30540
- 30540 Credit Card Debt
-
- The estimated average credit card debt for 30540 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 30540
30540 Credit Scores
- Credit Scores in 30540
-
- Residents of 30540 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 30540 (Ellijay, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 30540 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 30540 [4]
-
- 30540 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 30540 (Ellijay, GA)
Recent credit card complaints originating from consumers in 30540, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 30540
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
4 |
| Managing an account |
3 |
| Managing, opening, or closing your mobile wallet account |
2 |
| Trouble during payment process |
1 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 30540
30540 is associated with the city of Ellijay, which is located in Gilmer County in the state of Georgia. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
