Georgia Credit Cards

Georgia Credit Card Debt

• Credit Card Debt: GA vs. U.S.
• • Georgia residents have average credit card debt of $5,343. ^[1]
  • The average credit card debt amount in Georgia is 8% greater than the national average of $4,965.
  • GA ranks 9th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in GA

• Cardholders that are more than 90 days late on credit card payments in Georgia ^[2]
• • Georgia ranks 6th in the nation with a credit card delinquency rate that is 23% greater than the national average of 0.57%.
  • Georgia Rate: 0.7%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Georgia ^[4]
• • Georgia: 6 years
  • U.S. Average: 5.4 years

Georgia Credit Scores

• Credit Scores: GA vs. U.S.
• • Georgia residents have an average credit score of 667. ^[3]
  • The average credit score for Georgia residents is 4% less than the national average score of 696.
  • GA ranks 50th in the nation in average credit score. ^[3]

About Georgia

The state of Georgia has a population of approximately 9,687,653, ranking 9th in the nation. ^[5]

More about Georgia Credit Cards

For more information about Georgia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.