Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Gainesville Credit Cards

Credit Card Debt in Gainesville

^ Average credit card debt in Gainesville is approximately $4,861, based on overall Florida data. [1]

Credit Card Delinquency in Gainesville

^ Based on overall FL data, the credit card delinquency rate in Gainesville is approximately 0.68%. [2]

Credit Scores in Gainesville

^ The average credit score in Gainesville is approximately 683, based on collective Florida data. [3]

FL Credit Cards

Gainesville, FL Credit Card & Personal Finance Statistics

Gainesville Credit Card Debt


  • Credit Card Debt in Gainesville
    • The estimated average credit card debt for Gainesville residents is $4,861. [1]
    • Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
    • Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. [1]

Gainesville Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Gainesville Credit Scores


  • Credit Scores in Gainesville
    • Residents of Gainesville, FL have an estimated average credit score of 683. [3]
    • The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
    • Florida collectively ranks 41st in the U.S. in average credit score of residents. [3]

More Gainesville, FL Credit Stats

  • Credit card delinquency rates in Florida [2]
    • Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.
  • Gainesville cardholders that are more than 90 days late on payments
    • Florida Rate: 0.68%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gainesville [4]
    • Gainesville (Florida) Law: 5 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Florida

About Gainesville

Gainesville is a city located in Alachua County in the state of Florida, and has a population of approximately 124,354. [6]

FL Credit Cards

Gainesville Credit Cards

For more information about Gainesville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in FL

ZIP Codes in Florida


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau