Comprehensive Local Credit Card Guide

Credit Cards in 32506 (Pensacola, FL)

Credit Card Debt in 32506

^ Average credit card debt in 32506 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 32506

^ Based on overall Florida data, the credit card delinquency rate in Pensacola is approximately 0.68%. ^[2]

Credit Scores in 32506

^ The average credit score in Pensacola is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 32506

Credit Card Debt in 32506

32506 Credit Card Debt
- The estimated average credit card debt for 32506 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 32506

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32506 Credit Scores

Credit Scores in 32506
- Residents of 32506 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 32506 (Pensacola, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 32506 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 32506 ^[4]
- 32506 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 32506 (Pensacola, FL)

Recent credit card complaints originating from consumers in 32506, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 32506

Complaint Issue	Number of Complaints*
Improper use of your report	217
Incorrect information on your report	90
Problem with a credit reporting company's investigation	46
Problem with a company's investigation into an existing problem	42
Attempts to collect debt not owed	18
Other	61

* Total 2021 - 2024 (current)

Additional information about Florida

About 32506

32506 is associated with the city of Pensacola, which is located in Escambia County in the state of Florida. ^[6]

32506 Credit Cards

For more information about 32506 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau