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Comprehensive Local Credit Card Guide

Credit Cards in 19970 (Ocean View, DE)

Credit Card Debt in 19970

^ Average credit card debt in 19970 is approximately $5,234, based on overall Delaware data. [1]

Credit Card Delinquency in 19970

^ Based on overall Delaware data, the credit card delinquency rate in Ocean View is approximately 0.65%. [2]

Credit Scores in 19970

^ The average credit score in Ocean View is approximately 694, based on collective Delaware data. [3]

DE Credit Cards

Credit Card & Personal Finance Statistics in 19970

Credit Card Debt in 19970


  • 19970 Credit Card Debt
    • The estimated average credit card debt for 19970 residents is $5,234. [1]
    • Average credit card debt amount in Delaware (all cities) is 5% greater than the national average of $4,965.
    • Collectively, Delaware cities rank 13th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 19970


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19970 Credit Scores


  • Credit Scores in 19970
    • Residents of 19970 (DE) have an estimated average credit score of 694. [3]
    • The average credit score in Delaware (all cities) is 0.29% less than the national average score of 696.
    • Delaware collectively ranks 34th in the U.S. in average credit score of residents. [3]

More 19970 (Ocean View, DE) Credit Stats

  • Credit card delinquency rates in Delaware [2]
    • Delaware residents (all cities) rank 15th in the U.S. with a rate that is 14% greater than the national average of 0.57%.
  • Cardholders in 19970 who are more than 90 days late on payments
    • Delaware Rate: 0.65%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 19970 [4]
    • 19970 (Delaware) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 19970 (Ocean View, DE)

Recent credit card complaints originating from consumers in 19970, DE. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 19970

Complaint Issue Number of Complaints*
Improper use of your report 3
Managing an account 3
Incorrect information on your report 2
Applying for a mortgage or refinancing an existing mortgage 1
Excessive fees 1
Other 5
* Total 2021 - 2024 (current)

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Additional information about Delaware

About 19970

19970 is associated with the city of Ocean View, which is located in Sussex County in the state of Delaware. [6]

DE Credit Cards

19970 Credit Cards

For more information about 19970 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Delaware


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Cities in DE

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Delaware State Legislature

5. ^ Consumer financial complaints in 19970

6. ^ United States Census Bureau