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Comprehensive Local Credit Card Guide

Credit Cards in 80422 (Black Hawk, CO)

Credit Card Debt in 80422

^ Average credit card debt in 80422 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 80422

^ Based on overall Colorado data, the credit card delinquency rate in Black Hawk is approximately 0.45%. [2]

Credit Scores in 80422

^ The average credit score in Black Hawk is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 80422

Credit Card Debt in 80422


  • 80422 Credit Card Debt
    • The estimated average credit card debt for 80422 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 80422


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80422 Credit Scores


  • Credit Scores in 80422
    • Residents of 80422 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 80422 (Black Hawk, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 80422 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 80422 [4]
    • 80422 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 80422 (Black Hawk, CO)

Recent credit card complaints originating from consumers in 80422, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 80422

Complaint Issue Number of Complaints*
Trouble during payment process 3
Advertising and marketing, including promotional offers 1
Fraud or scam 1
Getting a credit card 1
Other features, terms, or problems 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 80422

80422 is associated with the city of Black Hawk, which is located in Gilpin County in the state of Colorado. [6]

CO Credit Cards

80422 Credit Cards

For more information about 80422 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80422

6. ^ United States Census Bureau