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Comprehensive Local Credit Card Guide

Santa Monica Credit Cards

Credit Card Debt in Santa Monica

^ Average credit card debt in Santa Monica is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Santa Monica

^ Based on overall CA data, the credit card delinquency rate in Santa Monica is approximately 0.5%. [2]

Credit Scores in Santa Monica

^ The average credit score in Santa Monica is approximately 701, based on collective California data. [3]

CA Credit Cards

Santa Monica, CA Credit Card & Personal Finance Statistics

Santa Monica Credit Card Debt


  • Credit Card Debt in Santa Monica
    • The estimated average credit card debt for Santa Monica residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

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Santa Monica Credit Scores


  • Credit Scores in Santa Monica
    • Residents of Santa Monica, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Santa Monica, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Santa Monica cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Santa Monica [4]
    • Santa Monica (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Santa Monica

Santa Monica is a city located in Los Angeles County in the state of California, and has a population of approximately 89,736. [6]

CA Credit Cards

Santa Monica Credit Cards

For more information about Santa Monica credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau