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Citrus Heights Credit Cards

Credit Card Debt in Citrus Heights

^ Average credit card debt in Citrus Heights is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Citrus Heights

^ Based on overall CA data, the credit card delinquency rate in Citrus Heights is approximately 0.5%. [2]

Credit Scores in Citrus Heights

^ The average credit score in Citrus Heights is approximately 701, based on collective California data. [3]

CA Credit Cards

Citrus Heights, CA Credit Card & Personal Finance Statistics

Citrus Heights Credit Card Debt


  • Credit Card Debt in Citrus Heights
    • The estimated average credit card debt for Citrus Heights residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Citrus Heights Credit Card Calculator


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Citrus Heights Credit Scores


  • Credit Scores in Citrus Heights
    • Residents of Citrus Heights, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Citrus Heights, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Citrus Heights cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Citrus Heights [4]
    • Citrus Heights (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Citrus Heights, CA

Recent credit card complaints originating from consumers in 95610, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Nov 13, 2012
95610
Billing statement
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Aug 7, 2013
95610
Bankruptcy
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 26, 2014
95610
Credit determination
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Oct 14, 2016
95610
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Aug 7, 2013
95610
Bankruptcy
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Sep 12, 2014
95610
Billing disputes
DISCOVER BANK
Closed with monetary relief
Yes
No
Nov 25, 2013
95610
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Apr 11, 2012
95610
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Dec 16, 2014
95610
Payoff process
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Jul 10, 2013
95610
Other
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Jun 16, 2014
95610
Credit determination
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Dec 24, 2014
95610
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Dec 3, 2016
95610
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jun 18, 2012
95610
Credit determination
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Feb 7, 2012
95610
Other fee
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
Yes
Apr 29, 2013
95610
Payoff process
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 25, 2014
95610
Transaction issue
CITIBANK, N.A.
Closed with monetary relief
Yes
No

Local Financial Institutions in Citrus Heights

Banks in or near Citrus Heights, CA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Citrus Heights produced no matches.

ATMs in or near Citrus Heights, CA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Citrus Heights produced no matches.

Credit Unions in or near Citrus Heights, CA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Citrus Heights produced no matches.

Citrus Heights, CA Household Income Statistics

Income: Citrus Heights vs. California

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Citrus Heights, CA Income Breakdown

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Income: Citrus Heights vs. Nation

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Additional information about California

About Citrus Heights

Citrus Heights is a city located in Sacramento County in the state of California, and has a population of approximately 83,301. [6]

CA Credit Cards

Citrus Heights Credit Cards

For more information about Citrus Heights credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau