Santa Cruz, CA Credit Card & Personal Finance Statistics
Santa Cruz Credit Card Debt
- Credit Card Debt in Santa Cruz
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- The estimated average credit card debt for Santa Cruz residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Santa Cruz Credit Card Calculator
Santa Cruz Credit Scores
- Credit Scores in Santa Cruz
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- Residents of Santa Cruz, CA have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More Santa Cruz, CA Credit Stats
- Credit card delinquency rates in California [2]
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- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Santa Cruz cardholders that are more than 90 days late on payments
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- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in Santa Cruz [4]
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- Santa Cruz (California) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about California
About Santa Cruz
Santa Cruz is a city located in Santa Cruz County in the state of California, and has a population of approximately 59,946. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ California State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
