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Comprehensive Local Credit Card Guide

San Jose Credit Cards

Credit Card Debt in San Jose

^ Average credit card debt in San Jose is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in San Jose

^ Based on overall CA data, the credit card delinquency rate in San Jose is approximately 0.5%. [2]

Credit Scores in San Jose

^ The average credit score in San Jose is approximately 701, based on collective California data. [3]

CA Credit Cards

San Jose, CA Credit Card & Personal Finance Statistics

San Jose Credit Card Debt


  • Credit Card Debt in San Jose
    • The estimated average credit card debt for San Jose residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

San Jose Credit Card Calculator


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San Jose Credit Scores


  • Credit Scores in San Jose
    • Residents of San Jose, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More San Jose, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • San Jose cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in San Jose [4]
    • San Jose (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About San Jose

San Jose is a city located in Santa Clara County in the state of California, and has a population of approximately 945,942. [6]

CA Credit Cards

San Jose Credit Cards

For more information about San Jose credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau