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Comprehensive Local Credit Card Guide

Palo Alto Credit Cards

Credit Card Debt in Palo Alto

^ Average credit card debt in Palo Alto is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Palo Alto

^ Based on overall CA data, the credit card delinquency rate in Palo Alto is approximately 0.5%. [2]

Credit Scores in Palo Alto

^ The average credit score in Palo Alto is approximately 701, based on collective California data. [3]

CA Credit Cards

Palo Alto, CA Credit Card & Personal Finance Statistics

Palo Alto Credit Card Debt


  • Credit Card Debt in Palo Alto
    • The estimated average credit card debt for Palo Alto residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

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Palo Alto Credit Scores


  • Credit Scores in Palo Alto
    • Residents of Palo Alto, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Palo Alto, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Palo Alto cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Palo Alto [4]
    • Palo Alto (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Palo Alto

Palo Alto is a city located in Santa Clara County in the state of California, and has a population of approximately 64,403. [6]

CA Credit Cards

Palo Alto Credit Cards

For more information about Palo Alto credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau