Laguna Niguel, CA Credit Card & Personal Finance Statistics
Laguna Niguel Credit Card Debt
- Credit Card Debt in Laguna Niguel
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- The estimated average credit card debt for Laguna Niguel residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Laguna Niguel Credit Card Calculator
Laguna Niguel Credit Scores
- Credit Scores in Laguna Niguel
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- Residents of Laguna Niguel, CA have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More Laguna Niguel, CA Credit Stats
- Credit card delinquency rates in California [2]
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- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Laguna Niguel cardholders that are more than 90 days late on payments
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- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in Laguna Niguel [4]
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- Laguna Niguel (California) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about California
About Laguna Niguel
Laguna Niguel is a city located in Orange County in the state of California, and has a population of approximately 62,979. [6]
Laguna Niguel Credit Cards
For more information about Laguna Niguel credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ California State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
