Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

El Centro Credit Cards

Credit Card Debt in El Centro

^ Average credit card debt in El Centro is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in El Centro

^ Based on overall CA data, the credit card delinquency rate in El Centro is approximately 0.5%. [2]

Credit Scores in El Centro

^ The average credit score in El Centro is approximately 701, based on collective California data. [3]

CA Credit Cards

El Centro, CA Credit Card & Personal Finance Statistics

El Centro Credit Card Debt


  • Credit Card Debt in El Centro
    • The estimated average credit card debt for El Centro residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

El Centro Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


El Centro Credit Scores


  • Credit Scores in El Centro
    • Residents of El Centro, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More El Centro, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • El Centro cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in El Centro [4]
    • El Centro (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near El Centro, CA

Recent credit card complaints originating from consumers in 92243, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 23, 2012
92243
Credit card protection / Debt protection
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
May 13, 2015
92243
Credit card protection / Debt protection
U.S. BANCORP
Closed with explanation
Yes
No
Nov 22, 2012
92243
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Feb 17, 2013
92243
Credit reporting
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
Yes
Sep 16, 2013
92243
Advertising and marketing
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Dec 3, 2012
92243
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jul 8, 2015
92243
Advertising and marketing
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 2, 2014
92243
APR or interest rate
PORTFOLIO RECOVERY ASSOCIATES INC
Closed with non-monetary relief
Yes
No

Local Financial Institutions in El Centro

Banks in or near El Centro, CA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in El Centro produced no matches.

ATMs in or near El Centro, CA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in El Centro produced no matches.

Credit Unions in or near El Centro, CA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in El Centro produced no matches.

El Centro, CA Household Income Statistics

Income: El Centro vs. California

Sorry, data is not currently available.
Please check back later.


El Centro, CA Income Breakdown

Sorry, data is not currently available.
Please check back later.


Income: El Centro vs. Nation

Sorry, data is not currently available.
Please check back later.


Additional information about California

About El Centro

El Centro is a city located in Imperial County in the state of California, and has a population of approximately 42,598. [6]

CA Credit Cards

El Centro Credit Cards

For more information about El Centro credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in CA

ZIP Codes in California


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau