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Comprehensive Local Credit Card Guide

Credit Cards in 96097 (Yreka, CA)

Credit Card Debt in 96097

^ Average credit card debt in 96097 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 96097

^ Based on overall California data, the credit card delinquency rate in Yreka is approximately 0.5%. [2]

Credit Scores in 96097

^ The average credit score in Yreka is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 96097

Credit Card Debt in 96097


  • 96097 Credit Card Debt
    • The estimated average credit card debt for 96097 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 96097


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96097 Credit Scores


  • Credit Scores in 96097
    • Residents of 96097 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 96097 (Yreka, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 96097 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 96097 [4]
    • 96097 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 96097 (Yreka, CA)

Recent credit card complaints originating from consumers in 96097, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 96097

Complaint Issue Number of Complaints*
Incorrect information on your report 11
Improper use of your report 6
Problem with a credit reporting company's investigation 3
Managing an account 1
Problem with a purchase or transfer 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about California

About 96097

96097 is associated with the city of Yreka, which is located in Siskiyou County in the state of California. [6]

CA Credit Cards

96097 Credit Cards

For more information about 96097 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau