Comprehensive Local Credit Card Guide

Credit Cards in 95757 (Elk Grove, CA)

Credit Card Debt in 95757

^ Average credit card debt in 95757 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 95757

^ Based on overall California data, the credit card delinquency rate in Elk Grove is approximately 0.5%. ^[2]

Credit Scores in 95757

^ The average credit score in Elk Grove is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 95757

Credit Card Debt in 95757

95757 Credit Card Debt
- The estimated average credit card debt for 95757 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 95757

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95757 Credit Scores

Credit Scores in 95757
- Residents of 95757 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 95757 (Elk Grove, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 95757 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 95757 ^[4]
- 95757 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 95757 (Elk Grove, CA)

Recent credit card complaints originating from consumers in 95757, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 95757

Complaint Issue	Number of Complaints*
Incorrect information on your report	169
Improper use of your report	125
Problem with a credit reporting company's investigation	40
Problem with a company's investigation into an existing problem	39
Attempts to collect debt not owed	23
Other	111

* Total 2021 - 2024 (current)

Additional information about California

About 95757

95757 is associated with the city of Elk Grove, which is located in Sacramento County in the state of California. ^[6]

95757 Credit Cards

For more information about 95757 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 95757

6. ^ United States Census Bureau