Comprehensive Local Credit Card Guide

Credit Cards in 95150 (San Jose, CA)

Credit Card Debt in 95150

^ Average credit card debt in 95150 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 95150

^ Based on overall California data, the credit card delinquency rate in San Jose is approximately 0.5%. ^[2]

Credit Scores in 95150

^ The average credit score in San Jose is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 95150

Credit Card Debt in 95150

95150 Credit Card Debt
- The estimated average credit card debt for 95150 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 95150

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95150 Credit Scores

Credit Scores in 95150
- Residents of 95150 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 95150 (San Jose, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 95150 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 95150 ^[4]
- 95150 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 95150 (San Jose, CA)

Recent credit card complaints originating from consumers in 95150, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 95150

Complaint Issue	Number of Complaints*
Problem with a purchase shown on your statement	1

* Total 2021 - 2024 (current)

Additional information about California

About 95150

95150 is associated with the city of San Jose, which is located in Santa Clara County in the state of California. ^[6]

95150 Credit Cards

For more information about 95150 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 95150

6. ^ United States Census Bureau